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Home Insurance in Adams NE, Sterling NE & Surrounding Areas

Keeping Homeowners secure in Adams and Eastern Nebraska

Homeowners Insurance

A home is a large investment; it takes time, money, and a lot of effort.  Insurance is necessary to protect your investment in your home.  It provides expansive coverage and is among the most important types of insurance available.  At Gramann Insurance Agency we are committed to providing flexible and client-specific home insurance packages that meet your needs for the right prices.

Coverages tailored to your Individual Needs

At Gramann Insurance Agency we work with you to get to know your needs, assets, budget, and insurance goals.  Knowing these things, we identify the appropriate coverages for you – down to the last detail – and then develop an ideal plan.  An ideal plan strikes the right balance of coverage and cost while thoroughly protecting your assets.


The first step to creating an optimal insurance plan is selecting the right coverages.  The following types of insurance are available depending on your individual needs:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance (Dwelling Fire)
  • In-Home Business Insurance

Property insurance varies from company to company.  It’s important to select coverage from a trusted, A-rated carrier that can ensure that your protection is complete.  At Gramann Insurance Agency, we write home policies through Allied Insurance because of the company’s stellar reputation, excellent claims handling system, and wide range of coverage options.  As a result, we can tailor solutions that fit the needs and budgets of our clients.  Allied Insurance offers several optional coverages that can be easily applied to a policy to provide extra protection and value, including:

  • Equipment Breakdown Coverage
  • Back-up of Sewer, Drain or Sump Pump
  • Identity Theft Coverage
  • Scheduled Personal Property Coverage for jewelry, guns, and other collectibles

Receive your Free Quote today. 

Working with Gramann Insurance to find a Solution

Our agents have more than a century of combined experience delivering insurance solutions and have seen almost every type of claim or problem imaginable.  We’re local, so we know the needs of the residents of our service area.  Our experience and know-how enable us to provide individualized, exhaustive home insurance packages at competitive prices. 


In addition to delivering effective and affordable solutions, the agents at Gramann Insurance also manage claims and serve as advocates for clients if and when a claim is filed.  Overall, we support clients fully and help them stay protected in any way we can.  We’ll help you determine when a claim needs to be filed and will support you throughout the process until you get the result you deserve.


If you would like to learn more or speak to an agent, please contact us or give us a call.  You can also request a quote if you would like to get started finding some of the details of a policy. 


Gramann Insurance Agency is proud to provide home insurance in Adams, Sterling, Beatrice, Firth, Cortland, Lincoln, and throughout Nebraska.

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