Call Us 402-988-2255 ☰ ˟
Manage Policy Request a Quote
Logo
402-988-2255
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Builders Risk
      • Workers Compensation Quote
    • Farm
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Motorcycle
    • Recreational Vehicle
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Gramann Insurance Agency
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon Icon Icon Icon Icon Icon
Home > Products > Home-Insurance > Condo Insurance - Adams NE & Sterling NE

Condo Insurance in Adams NE, Sterling NE & Surrounding Areas

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home. Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered. Gramann Insurance Agency provides condo insurance to clients in Adams, Sterling, Beatrice, Firth and surrounding areas.

Understanding your Existing Condo Coverage

Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs. However, it does not cover the interior walls and incidents that may happen inside of it, as well as your belongings on the premises.

Condo insurance (also known as an HO-6 insurance policy) can cover the following events:

  • Explosions
  • Fire
  • Hailstorms
  • Lightning
  • Slips, falls and injuries
  • Theft/break-ins
  • Vandalism and malicious mischief
  • Water-related accidents and damage (e.g., burst pipes)
  • Windstorms

Keep in mind that even if the HOA policy does cover damage, there might be limits to what the HOA's policy limit will allow. For example, some HOA policies won't cover plumbing or wiring-related issues. It's important to keep yourself informed on what your current coverage is and make sure you're protected.

Protect your Home

Other factors will also determine what kind of condo insurance is right for you, such as where your home is and what kind of materials were used to construct the building. Don't put off planning in the event of a disaster for your home and contact the team at Gramann Insurance Agency to request a free quote.

Facebook
Twitter
Google+
Our Staff
Contact Us Today
Have Questions?
Resources
Products
Customer Service
Payment Options
Report a Claim
News
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 649 Main Street
Adams, NE 68301

Ph: 402-988-2255
Fx: 402-988-2265
E: gramannins@adamsstate.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.